This website is owned by Pres Says, Inc. When you access, view, and use this website or anything on or through this website, including but not limited to blog posts, opt-in gifts, e-books, videos, webinars, enewsletters, programs, products, services, workshops, courses, classes, coaching, consultations, e-mails, images, social media and/or other communication (collectively referred to as “website”), you are agreeing to accept all parts of these Terms and Conditions & Privacy Policy. If you decide not to accept them, please do not use this website. Revisions Pres Says, Inc. reserves the right to revise these Terms and Conditions and Privacy Policy at any time. To stay abreast of any revisions, please periodically visit and review this page. TERMS AND CONDITIONS These terms deal with the use of this website. Please review them carefully. When you use this website, you agree to these terms. Pres Says, Inc. reserves the right to revise these terms at any time. Please periodically visit this website to stay abreast of any revisions. In the event that you visit this website after new revisions to these Terms and Conditions & Privacy Policy have been posted, you agree to the revised terms, whether or not you have been notified about the revisions or read them yourself. Restrictions and Intellectual Property The information on this website is the property of Pres Says, Inc. and is protected by copyright and trademark laws. Please access and use the information and materials within the website for your personal use only. You may not modify, adjust, delete, display, spread, exhibit, exploit or copy for distribution or sale any information, material, logo, trademark or copyright on this website. Prior to publishing, displaying, distributing or exploiting commercially any of the website’s information and materials, you must receive a written permission from Pres Says, Inc. or any other entity who owns intellectual property on this website. By using this website, you agree to adhere to all copyright notices or other posted restrictions. Confidentiality and Non-Compete As a user of this website, you hereby understand that the information, materials, concepts, processes, tools, techniques, and strategies contained on this website are copyrighted and proprietary. By using this website, you agree not to record, duplicate, distribute, transmit, train or teach from our information in any manner whatsoever without an express written permission from Pres Says, Inc. Any unauthorized use, distribution or transmission of this website’s proprietary information, materials, concepts, processes, tools, techniques, strategies, and intellectual property by you or your representatives is strictly prohibited. In the event that any violation of these terms occurs, we will pursue legal action and full damages in order to protect our rights. Suggestions Even though we welcome comments, we will not consider any unsolicited creative ideas and materials (“suggestions”) when we create our blog posts, opt-in gifts, ebooks, videos, webinars, e-newsletters, programs, products, services, workshops, courses, classes, coaching, consultations, e-mails, images, social media and/or other communication. The goal of this policy is to prevent any conflicts and disputes that may arise in the event that the ideas developed by our team might resemble the suggestions. Please do not send us any original creative ideas and materials, especially those that you consider confidential and private. We will not be subjected to any obligation of confidence for any suggestion. We will not be liable for any use or disclosure of any suggestion. In the even that you send us something unsolicited, it shall become property of Pres Says, Inc., we will exclusively own all rights to the suggestion worldwide, and we will be entitled to the unrestricted use of the suggestion for any purpose, without notification or compensation to the provider of the suggestion. Please do not submit to us any creative ideas and materials. Forums In order to contribute to and participate in any message board or other interactive service on this website (“forums”), you must adhere to the instructions you will find on this website. You may not post on any forum, or send to any other forum user or our team, any material that is vulgar, obscene, libelous, abusive, threatening, harassing, defamatory, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not exploit commercially any forum. You may not post material that is known to be false. You may not post any material that solicits funds or that advertises or solicits goods and services. You may not post messages that contain stock touts. You may not post or spread any software, information or other material that contains a virus or other detrimental component. We are not responsible for material appearing in any forum on this website, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy or for any other reason. Nevertheless, we retain the right to remove or modify messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale or otherwise unacceptable. We reserve the right to edit material for any reason. Whether or not we remove or modify such materials, users remain solely responsible for the content of their messages or postings. By posting on this website, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies worldwide, perpetual, nonexclusive right to use your postings, comments, and questions, in their original or modified form, in television programs, books, articles, commentaries or any other medium not known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. In addition, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on this website. Registration We may, at our discretion, terminate or suspend the registration of any forum user or general user who violates any of these terms, the forum member guidelines or for any other behavior that we, in our discretion, deem inappropriate. Links to Third-Party Websites These terms apply to this website only. These terms do not apply to any third-party websites. These terms do not apply to the websites we link to. We will not be held responsible or liable, directly or indirectly, for any damage or loss that has been inflicted or assumed to have been inflicted as a result of the use of any information, materials, product or service available on any other website. We do not create maintain, endorse or take any responsibility for the information, materials, products, advertising or other content made available through any other website, including those we link to. You are fully responsible for reading and agreeing with the terms and conditions and privacy policy on these third-party websites. You may request our permission to link to our website by contacting us through www.pressays.com/contact. Pres Says, Inc. reserves the right to rescind any permission granted to you or any organization in which we approve linking to this website and to require termination of any such link to this website. Disclaimers This website’s information, services, products, claims, seminar topics, and material are provided “as is” and without warranties of any type, either implied or expressed. We disclaim all warranties, implied or expressed, including but not limited to implied effectiveness of the ideas or success strategies listed on this website as well as those that are provided in our products or to our participants at our events. The only exception are satisfaction guarantees that are clearly labeled guarantees within this website. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the results of the use of services, products, information or materials in this website in terms of their correctness, accuracy, reliability or otherwise. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the website will be uninterrupted or error-free, that defects will be fixed, or the website or the server that makes them available are free of viruses or other detrimental components. You (and not we or any of our respective licensors or suppliers) assume the full cost of all needed servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not warrant, endorse or guarantee any speakers, products, services offered on this website or those we link to. We are not a party to, or do not monitor, any transaction between users and third-party providers of products and services. Limitation of Liability On no account, including but not limited to negligence, will we or any of our suppliers or licensors be held liable or responsible for any significant or special damage or loss caused by the use of, or the inability to use, the information, materials, products or services on the website, even if advised of the possibility of such damages. The above limitation or exclusion may not apply to you in the event that applicable law my not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data). On no account will the total liability to you by us or any of our suppliers or licensors for all losses, damages, causes of action (whether in contract, tort or otherwise) exceed the amount you have paid to us, if any, to access this website or our events. On no account will we be held liable or responsible, directly or indirectly, for any damage or loss inflicted or assumed to have been inflicted to you as a result of your use of any information, materials, products or services you receive from a guest speaker to this website or one of our events. On no account will we be held liable or responsible, directly or indirectly, for any damage or loss inflicted or assumed to have been inflicted to our guest speakers as a result of displaying their name, bio, photo, video on this website, our events or our marketing materials. Earnings Disclaimer We believe that the path to success in life is paved by working hard, by creating real value and by serving other people with quality and dependability. We do not believe in “magic pill” programs or “get rich quick” schemes. Our informational and educational programs take a lot of effort, work, and discipline. If you believe in “magic pill” programs or “get rich quick” schemes, please do not enroll in our programs. We are committed to serve only serious people willing to put the effort, work, and discipline into their personal and professional development. Please understand that by law we cannot and do not make any guarantees about your ability to earn money or achieve results as a result of the ideas, tools, tactics, techniques, strategies and recommendations in our information, materials, products, and services. Our programs are designed for informational and educational purposes only. You alone are responsible for your behavior, your actions, and your results in life. Your degree of success in your life depends on many factors, including but not limited to your ability, knowledge, skill, commitment, discipline, family dynamic, and social network. We can only guarantee your satisfaction and that is why we give you a 30-day 100% satisfaction guarantee. In the event that you are not happy for any reason with the quality of our programs, just ask us for your money back. There is nothing on our website, information, materials, products, and services that is a guarantee or a promise of results or future earnings. We do not provide any legal, financial, medical, psychological or other professional advice. Any monetary numbers mentioned on our website, information, materials, products, and services serve only as examples of ideas and should not be considered as exact earning, average earning, guarantees or promises for actual future financial results. Any forward-looking statements on our website, information, materials, products, and services are simply our opinion and are therefore no guarantees or promises for actual results. Making decisions that are based on any information, materials, products, services, websites, and events should be done only with the understanding and knowledge that you could experience risk, loss or damage. Always be careful and consult your lawyer, accountant or professional advisor before acting on this or any information related to a change in your lifestyle of your financial or business situation. By registering on this website or our events, you agree not to try to hold us liable for your decisions, actions or results, at any time, under any circumstances. Mature Content and Explicit Language Sporadically, our website may discuss mature content connected to personal and professional development. That mature content may require the use of explicit language. In the event that you are uncomfortable with the mature content and explicit language contained on this website, please do not use this website. Parental or Guardian Approval Our website is not directed to children under the age of 13. We will not knowingly collect personally identifiable information from children under 13. It is our strong recommendation that parents control the online activities of their children and use their browser’s parental controls to restrict the online areas their children can access. At our discretion, we may require users under 18 to obtain parental approval or guardian approval to access and view certain content on our website, and we may limit access to certain content on our website to user above a specified age. By using this website, you agree to obey any such limitations, and not to assist anyone to avoid these limitations. No Professional Advice Our website contains and publishes information (including, but not limited to, the information made available through chats, message boards, text files) that cannot replace or substantiate for the services of trained professionals in any field, including, but not limited to, medical, psychological, financial or legal matters. You alone are responsible to consult a doctor when it comes to all physical and metal health. We and our suppliers and licensors make no warranties or representations regarding any action, treatment or medical application or preparation by any person who follows the advice and information offered within or through this website. Under no circumstances will we or our partners or any of their affiliates, will be held responsible or liable for any direct, indirect, special, exemplary, consequential or other damages that may result, including, but not limited to, financial loss, illness, injury or death. You alone are accountable and responsible for your decisions, actions, and results in life. By using this website, you agree not to attempt to hold us responsible or liable for your decisions, actions or results, at any time, under any circumstances. PRIVACY POLICY Our commitment to protect your privacy and security has led us to provide a thorough explanation of the steps we take to protect your privacy and security. This website is controlled from an office in the United States of America. We do not suggest that the materials on this website are available for use or appropriate in other parts of the world. By accessing this website from other parts of the world, you do so on your own initiative, and are fully responsible to obey local laws, if and to the extent that local laws are applicable. Privacy Policies of Outside Websites This website may contain links to sponsors’ websites or other websites that our clients and customers may find useful. In the event that these third-party websites request your information, the gathering and use of your personal information will be governed by the privacy policies applicable to these outside websites. We are not in control of the links, contents and privacy policy that appear on outside websites. Please use caution and carefully read the privacy policies of these thirdparty websites prior to providing any of them with your personal information. Why and How We Collect Information The reason we collect your information is to record and support your involvement in the services you choose. To illustrate, if you register for a teleseminar, we use the information you provide to reserve your spot in the program, to keep track of your preferences, and to keep you posted about the teleseminar and any other related services and events. Some activities on this website may require you to provide us with your name, phone number, e-mail address, mailing address (including ZIP code), credit card, and other personal information. In the event that you do not provide us with the mandatory data for a specific activity, you will not be able to participate in that activity. In all cases when we ask for your personal identification information, it is your decision to voluntarily provide us with such information. We will notify you how we use your information or if we share it with another party. We will never intentionally disclose any personal identification information about you as an individual user to any third party without receiving your permission first, except as otherwise stated in this policy. If you release your information to us, you may receive periodic e-mails, mailings or calls from us with information on new products and services, upcoming events or important issues. In the event that you no longer wish to receive any information from us and wish to be removed from any postal, e-mail, phone or other lists, please contact us at www.pressays.com/contact. Please provide your exact name, e-mail address, mailing address, and phone number, and we will immediately remove your name from the lists you wish to be removed from. When you are using this website, we or our sanctioned technical service providers may also gather certain routing and technical information to ensure you can easily use this website and its products and services. We also use this information to understand and measure the traffic on this website to help us learn which areas of this website are favorites of our users, which areas of this website need to be improved and what technologies are being used so that we can ensure continual improvement of this website. The information collected in this manner is gathered in aggregate form, without identifying you or any user separately. We may utilize this non-identifying statistical data for marketing, statistical analysis or promotion. Often this data is tracked either by us or by our technical service providers by using “cookies” during your visit. A cookie is a small packet of data that is sent to your browser by a web server which is returned by the browser every time you subsequently access the web server and is used to identify the user or track the user’s access to the server. The cookie represents your identification card and allows us to record your preferences, passwords, and purchases. A cookie cannot be executed as code or deliver viruses. Initially, most browsers are configured to accept cookies. You can configure your browser to inform you when you receive a cookie, which gives you the chance to decide to accept it or not. Cookies are not optional for web pages that require an authorization, and if you choose not to accept cookies, you may not be able to access these web pages. Privacy Policy Exclusions Our commitment to protect your privacy and security has the following exclusions: To comply with any valid legal investigation or process, including, but not limited to, a subpoena, statute, search warrant or court order, we will release specific information about you or your accounts. In addition, we will release specific information in special cases, like the attempt to break through the security of this website or a property or physical threat to you or others. In the event of a corporate merger, the sale of related assets or corporate division, consolidation or other fundamental corporate change, we will also transfer user information, including personally identifiable information. Also, the information you enter when purchasing online or donating online will be shared with financial gateways, payment processors, and your credit card company in order to authorize credit card payments. This information may be also released to any third parties solely to carry out the transaction. In the event that you share your personal information online through a chat, message box, forum or posting website, the information can be gathered and used by third parties. Despite our efforts to protect your privacy, we cannot guarantee the security of information you share in these forums. When you share such information, you do so at your own risk. Law These terms will be governed by and interpreted according to the laws of the State of Illinois, without regard to any conflicts of laws principles. By using this website, you agree that any legal action or in equity that arises out of or relates to these terms will be subject to mediation in the State of Illinois. Should any of these terms be found unlawful, void or for any reason unenforceable, then that provision will be considered severable from the remaining terms, and will not affect the validity and enforceability of the remaining provisions. Pres Says, Inc. reserves the right to revise these Terms and Conditions and Privacy Policy at any time.